BTCJam vs Loanbase vs BitLendingClub vs Bitbond

I came across this finance lending platform. Not in USD nor any other fiat, it doesn't look like a pawn shop either. It is actually more like a unsecured loan with no upfront collateral via an institution body. Everything base on credit score rating similar to Moody, S&P, Fitch or RAM. All transacted volume is in bitcoin. It's cool and it allows you to become either a lender or a borrower. They have a lucrative promotion going on currently. Join me and see beyond the future!

BTC Jam
Give $20, Get $20 - Spread the word and help your friends get affordable credit as borrowers or earn great returns as investors. Even better? For each friend that repays or invests at least $250 you both get $20 worth of bitcoins. Win, win! *
https://btcjam.com/?r=f8eafcf4-bf9a-4c03-b67d-2b5e3ddd05e8&utm_medium=di...

Loan Base
Loanbase - Peer to Peer Bitcoin Lending, Join now and get a 30 day loan at 3% interest
https://loanbase.com/invite/bqemmw

Bit Lending Club
Get a 30 day loan at 2% interest! We also waive our loan fees for your first loan!
https://bitlendingclub.com/invite/bqemmw

Bitbond
https://www.bitbond.com